Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.
OUR SOLUTION
Overview
A joint product of Moody’s Analytics and Equifax, CreditForecast.com provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.
CreditForecast.com provides history and forecasts for a wide range of household credit, economic, and demographic variables at a detailed level of geography enabling you to examine, segment, and stratify credit risk and economic data across regional areas.
USE CASES
All lenders that are banks and non-bank institutions, marketing, business development, and risk departments and others with exposure to risks and opportunities in their existing and potential business and investments. Use cases include:
- Loss forecasting
- Benchmarking
- Market research
- Business strategy/planning
- Business development
- Investing
- Data supplementation
- Regulatory oversight compliance
- Scoring
- Sensitivity analysis
- Stress-testing
Key Features
Exclusive volume and credit quality assessment for new origination lines.
Key information on consumers such as age, personal income, origination and current risk scores, presence of a mortgage.
Key credit and blended variables not available elsewhere.
Baseline forecast and alternative scenarios for stress testing and “what-if analysis.”
Fully transparent and documented methodology.
Quarterly in-depth analysis for each product line and credit outlook webinars.
Product Features
Coverage
Client can subscribe to all or select categories that are most important to their business.
- Auto
- Bankcard
- Consumer Finance
- First Mortgage
- Home Equity
- Retail
- Student Loans
- Total
Data Dimensions
Segment data by state/metro area, origination vintage and risk score bands, as well as term for installment loans.
- 40+ credit variables, including balances, delinquencies and defaults, back to 2005.
- Detailed economic, financial and demographic variables
- Blended credit/economic series
Analysis Updates
Access timely insight to enhance your decision making.
- In-depth research published quarterly for all product lines.
- Quarterly webinars presented by Moody's Analytics representatives to discuss the current and expected outlook.
Data Updates
Monthly data refreshes put the latest information at your fingertips.
- History updated monthly, and available within 3 weeks of the previous month.
- Forecasts updated quarterly, within a month from the end of the previous quarter.